Stable Money Newsletter

Term Insurance vs ULIPs

Hello and welcome to the Stable Money newsletter! Last week we looked at the essentials of an Emergency Fund. An important part of any Emergency Fund is an insurance plan to protect you and your dependents from uncertainties. Today, we're delving into the world of insurance to shed light on two popular products:

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How to calculate your emergency fund?

Hello there, Today we delve into a cornerstone of financial stability: The Emergency Fund. Life is unpredictable and unexpected. Expenses can arise at any moment. Whether it's a sudden medical emergency, a car repair, or a job loss. In such circumstances having a financial safety net can make all the difference. This is where the emergency fund comes in…

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50-30-20 Rule

Hello there, With the end of the tax saving season and the start of the new financial year, we return to our regular programming! In today’s edition of the Stable Money Newsletter, we delve into the 50-30-20 rule. Considered one of the most fundamental personal finance strategies, we look at how this rule can help you, budget more effectively, become a …

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One of India’s highest FD rates - Now on Stable Money

9% is an interest rate usually reserved for senior citizens. We are changing that today. And that’s not all. With quarterly compounding, the annualised yield reaches a staggering 11.23%. Here’s a quick breakdown to better understand what this means for you:

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Tax Savings Tuesday: SCSS

Hello, and welcome to another edition of Tax Savings Tuesday! With the tax season ending, we wrap up our series this week with one final tax-saving scheme. The Senior Citizens Savings Scheme (SCSS). SCSS is designed with the needs of retirees and seniors in mind. It is a government-backed, retirement benefits program. This scheme offers many features and…

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Tax Savings Tuesday: Breaking Down EPF

Hello and welcome to another edition of Tax Saver Tuesdays! Last week we explored the National Savings Certificate Scheme. Today we continue with the fifth edition of Tax Saving Tuesdays with a tax saving instrument that you must be a member of if you’re a salaried employee. We’re talking about the

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Tax Saving Tuesday: NSC

Hello and welcome to another edition of The Stable Investor! Last week, we explored the Sukanya Samriddhi Scheme. Today we continue with the fourth instalment of Tax Saving Tuesdays with a breakdown of the National Savings Certificate (NSC). A Broad Overview of NSC

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Tax Saving Tuesday: SSY

Hello, and welcome to another edition of The Stable Investor! Last week, we explored a fascinating tax-saving instrument, the National Pension Scheme. With Women’s Day coming up this week, we continue with the third instalment of Tax Saving Tuesdays with a breakdown of another particularly popular scheme, the Sukanya Samriddhi Yojana (SSY).

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Tax Saving Tuesday: NPS

Welcome to another edition of The Stable Investor. Last week, we explored a popular tax-saving instrument, Public Provident Fund. Today we continue with the second instalment of Tax Saving Tuesdays with a breakdown of one of the most popular tax saving schemes, the National Pension Scheme (NPS).

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Tax Saving Tuesday: PPF

As we saw in last week’s newsletter, tax-saving schemes help the government save funds. It also allows them to guide the financial behaviour of citizens, and redirect funds towards economy-boosting activities. As informed investors, we should know exactly how to invest our money to make the most of tax-deductions under

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